Personal Finance - Frugal Expert

From Broke to Millionaire: The Extreme Frugality Investment Path

wallet, coins, magnifying glass, credit card, cash, investment, money, financial, finance, commerce, wealth, payment, currency, increase, budget, savings, banking, purchase, banknote, coin, wallet, wallet, money, money, money, money, money, finance, payment, budget, budget, budget, budget

We’re all in this together when it comes to feeling like our financial dreams are just that—dreams. Who else has looked at their bank account and wondered if becoming a millionaire is even possible when you’re starting with next to nothing? Here’s the deal: You don’t need a six-figure salary to build seven-figure wealth. I […]

The Top 5 Ways To Save Money While Raising Kids in 2024

A young girl holds up a $100 bill, with more $100 bills pinned to a clothesline. Text reads: The 5 most beneficial tips to save 1000s while raising kids.

I know I’m not the only parent who has wondered how to save money while raising a family! There’s no question that having kids CAN cost a bundle – many estimates are coming in around $250,000 to raise a kid from birth to ages 18 (source). But you’re wrong if you think that you need […]

11 Ways to Reduce Food Waste (to Save Money)

A plate of moldy, spoiled tomatoes with white fuzz, with text overlay: 11 tips to end food waste and save thousands.

Who else suffers from the guilt of literally throwing money in the garbage? (I know I am not the only one who has struggled to stop wasting food!) Before we can have an honest conversation about how to stop wasting food, we need to look at some statistics. Did you know that just one quarter […]

9 Bad Money Habits Draining Your Bank Account

Crumpled dollar bills falling through the slots of a brown plastic chair, with the text 9 Bad Money Habits That Drain Your Bank Account overlaying the image.

Is your wallet feeling a little lighter? Poor money habits could be the reason. Transforming these habits is key to nurturing your financial health. Just like breaking a bad habit takes perseverance and strategy, shifting financial tendencies is a methodical process. We all have a vision of what financial freedom looks like to us – […]

11 Drastic Steps to Take When You’re Out of Money

A close-up of a calculator, a pen, and various U.S. dollar bills. Overlaid text reads: 11 very drastic steps to take when youre flat broke.

Extreme Frugality Hacks for When You’re Broke – these drastic ways to save money will get you out of money trouble. You can stop living paycheck to paycheck with these family finance tips and easy money saving strategies, even while living on a low income. As I sit here tallying up living expenses against a […]

Do Millionaires Get Social Security?

Close-up of a Social Security card placed on top of a pay stub, showing payroll details such as earnings, federal tax, Medicare, and Social Security deductions.

Whether you are a millionaire or know someone else who is, you may be wondering if someone with that amount of money can get Social Security. Well, the good news is that it’s possible. As long as you earned the income, then you are eligible for Social Security. Maybe you don’t really need that amount […]

How Many Trillionaires Are There in The World?

Stacks of $100 bills wrapped in $10,000 bands, gold coins, silver coins, and pennies scattered on top of more U.S. currency. The scene suggests wealth or financial abundance.

Who doesn’t want to be wealthy? We all dream of ranking up success and becoming a millionaire one day – but why stop there when you can go even higher? Everyone can become a millionaire, and with a bit of work they can go into billionaire status as well – but did you know that […]

What To Do With Your Second Stimulus Cheque From The US Government

A clipboard with an Economic Impact Payment COVID-19 Relief Application form, a pair of eyeglasses, a pen, an envelope, and a stack of $100 bills.

It’s been a little less than four weeks since the first stimulus cheque made its way into millions of US bank accounts, however a second is already being discussed and is highly likely to be issued in the coming weeks. There are three things you could do with the second stimulus cheque depending on your […]

Where To Put Your Money If You Don’t Trust Banks!

A person hands over a stack of U.S. dollar bills to a bank teller through a glass partition at a service counter. Both individuals’ hands are visible, along with speakers and a card reader on the counter.

I have plenty of friends and family members who distrust the banking institution and everything it stands for. An honestly, for the most part I don’t blame them. It’s a pretty terrible industry. There are a couple of places you could keep your money if you don’t trust banks such as in real estate investment […]

How To Save 10k In A Year!

A person holding two large stacks of U.S. hundred-dollar bills, gripping the money tightly with both hands. The background and the persons clothing are dark and out of focus.

Are you looking to learn how to save 10k in a year? Whether you’re looking to save $10,000 or £10,000 it doesn’t matter. The difference between pounds and dollars doesn’t matter in this case. That’s because the final goal of 10k (and the amount of work it’s going to take you to get there) is […]